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One of the most important sectors from which bank generate its income is through the Home Loan department.

SBI cuts home loan rates by 5 basis points

One basis point is one hundredth of a percentage point.

9 Feb 2019 2:15 AM IST

Shaktikanta Das

Interest rates likely to fall after surprise cut by RBI

Depositors, however, need not worry as the banks, in their bid to garner more deposits, are unlikely to cut rates...

8 Feb 2019 6:23 AM IST

Reserve Bank of India (RBI) on Thursday directed all payment system operators in India to store data within the country.

Rate cycle reversing, but banks may go slow on interest cut

This is the first rate cut since August 2017.

8 Feb 2019 1:33 AM IST

Shaktikanta Das

Growth in focus, more rate cuts on the cards

The rate cut decision was accompanied by a shift in the monetary policy stance to neutral' from calibrated tightening.'

8 Feb 2019 1:33 AM IST

Traditionally, banks have utilised their excess SLR in the initial period of credit revival.

Banks need Rs 20 lakh crore fresh deposits to meet credit demand

Currently, the average annual deposit mobilisation is around Rs 7 lakh crore over the past few years.

7 Feb 2019 5:52 AM IST

Reserve Bank of India (RBI) on Thursday directed all payment system operators in India to store data within the country.

RBI to change stance to neutral but may hold rates

Higher budgeted market borrowings and increased inflationary concerns are likely to keep the bond yields elevated.

6 Feb 2019 3:12 AM IST