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When we take a loan, we assume that well keep generating income that will help pay off the debts as planned. But situations such as a loss of job, loss of income, and health problems can throw a spanner in the works.

Money talk: What to do when paying EMIs becomes a struggle

Before you incur debt, especially a large, long-term debt such as a home loan, you need to take two measures to protect...

8 Dec 2019 7:53 PM GMT

Economic Affairs Secretary Shaktikanta Das

Cheaper EMIs, if banks permit

Given the mismatch in the credit to deposit ratio, there are fears about the possibility of banks not passing on the...

7 Feb 2019 6:32 PM GMT

About 20% SBI borrowers avail loan repayment moratorium; banks can go for debt recast says SBI Chairman Rajnish Kumar. (PTI Photo)

About 20% SBI borrowers opt for loan repayment moratorium: Chairman...

Kumar also advised borrowers to pay their loans if they are not facing any funding challenge

23 May 2020 3:49 AM GMT

SBI cuts benchmark lending rate by 15 bps; launches spl deposit scheme for senior citizens. (PTI Photo)

SBI cuts lending rate by 15 bps, senior citizens get a special deposit

An additional 30 basis points premium will be payable for senior citizen's retail term deposits with "5 Years & above"...

7 May 2020 10:34 AM GMT

Different financial organisations will have different requirements for a person to be eligible to apply and acquire a loan. By arrangement

Do You Know Everything That You Need To Consider Before Applying For A...

Search and compare loan terms and conditions from multiple lenders

17 May 2021 4:04 PM GMT

(Representational image)

5 things to know when you take instant loan

There are several types of loans currently available in market be it home, education, personal, car or others. Loans...

16 Jun 2018 2:29 AM GMT

Reserve Bank of India (RBI) on Thursday directed all payment system operators in India to store data within the country.

RBI increases lending rate, EMIs may go up

EMIs for home, auto and personal loans of customers may increase if banks decide to pass on the hike.

6 Jun 2018 9:01 PM GMT

HDFC Bank offers loan deferment option to customers. (Photo- Twitter)

HDFC Bank offers EMI, loan deferment option to customers

The bank said its debit card holder customers can now withdraw cash from any ATM without charges till June 30

2 April 2020 5:26 AM GMT