Adhil Shetty, asian

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When we take a loan, we assume that well keep generating income that will help pay off the debts as planned. But situations such as a loss of job, loss of income, and health problems can throw a spanner in the works.

Money talk: What to do when paying EMIs becomes a struggle

Before you incur debt, especially a large, long-term debt such as a home loan, you need to take two measures to protect...

8 Dec 2019 7:53 PM

Financial goals help you find focus in your financial life. These goals tell you how much and by when you would require money at any life stage.

Know if you are: Financially complacent

The going may be smooth for you now, but it may not be so forever. Complacency can hurt you financially.

17 Nov 2019 8:46 PM

October 10 is World Mental Health Day. This is an opportunity to take stock of the impact our mental health and financial health have on each other.

Mental Health and Wealth Management Go Hand In Hand

As World Mental Health Day gets closer, let's understand how the two impact each other.

6 Oct 2019 8:41 PM

Buying a house is the biggest aspiration for an Indian. As per the 2019 Aspiration Index survey, the biggest life goal of Indians between the ages of 22 to 45 is buying a house. Even for Indians in their 20s, long-term goals which were defined as buying a home and saving for their childrens education were found to be the most important.

How to purchase a house in your 20s

A rupee saved is a rupee earned and you will need every one of those rupees when you are trying to buy a property.

1 Sept 2019 7:52 PM

There is no doubt that this is a tough time for the Indian economy. Growth has slowed down to rates not seen since 2008-9. Consumption has fallen. Businesses have been pushed to the brink.

Get ready to face macro headwinds

Here are some steps to fortify yourself before you experience ripple effect of slow economy.

25 Aug 2019 7:45 PM

There are several common misconceptions around credit card debt. Just as with any kind of debt, you must educate yourself about credit cards and the best ways to use them.

Use credit card wisely to stay away from debt trap

If you find yourself pulled into one where you are unable to settle your dues, here are some mistakes you should avoid.

11 Aug 2019 7:54 PM

Your credit score is a three-digit, numeric expression of your creditworthiness. It is measured by credit information agencies such as Experian and CIBIL and ranges from a low of 300 to a peak of 900.

These things do not hurt your credit score

So let's take a look at several things that don't impact your credit score.

16 Jun 2019 8:42 PM

A term insurance policy is a working persons preferred financial protection instrument.

Do senior ccitizens need term Insurance?

A term insurance policy provides low-cost life coverage with no investment benefits. Any person who meets the...

19 May 2019 11:15 PM

Do new EPFO norms mean more pension?

Do new EPFO norms mean more pension?

The pension is calculated as the number of years in service multiplied by last drawn salary and divided by 70.

12 May 2019 11:08 PM

Its mandatory by law to own a third-party insurance for your vehicles. Third party is any party apart from you or the insurance company that may suffer damages due to an accident caused by your vehicle.

What all will your car insurance not cover?

Looking at some common exclusions from motor insurance policies.

6 May 2019 1:29 AM

You can avail a top-up of Rs 40 lakh. Interestingly, with a deductible of Rs 10 lakh, this additional coverage of Rs 40 lakh will cost you upwards of Rs 8,200 per annum.

Health coverage of Rs 5 lakh

It's not that difficult to secure your family's medical needs for the foreseeable future.

28 April 2019 9:16 PM

Travelling abroad for a vacation or something else requires an elaborate planning. Of this, money management in the foreign country is one of the most important issues that you might have to decide before leaving the country.

Travelling Abroad? How to choose between cash, travel card and travel...

Travel credit card offers many add-on benefits such as travel insurance, airport lounge, reward points, etc.

21 April 2019 8:25 PM