R Balakrishnan, asian

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Economic survey 2016-17 has proposed the creation of a public sector asset rehabilitation agency (PARA) to resolve such large and complex cases.

Invest talk: Privatisation offers investment opportunity in PSUs

Commercial expediency is overtaken by political goals. The PSU stock prices follow a pattern of optimism and despair.

9 Dec 2019 1:28 AM IST

FICOs survey found that 40 percent of respondents said digital-only banks and fintechs were the greatest competition to their business. (Photo: Pixabay)

Don't fall for 1 or 2 per cent more FD rate at small banks

The regulator clearly has too much on his plate and is not equipped to detect wrong doing in a timely fashion.

7 Oct 2019 2:19 AM IST

Fund managers believe mutual funds, which are considered popular and convenient investment tools, have advocated asset allocation-based strategies to make the journey smoother for investors.

Promoters fudging sales data to boost stock prices

This company already has a wonderful history of statutory auditors resigning, arrest of CEO/CFO for GST violations etc.

23 Sept 2019 1:04 AM IST

Many people start a SIPâ€ programme. They opt for periods which could be 12 or 24 or some fixed duration. Recently, I met someone who had completed a three-year investment in a few SIP programs.

Aim to prolong SIPs' term till you're earning

When your three- or two-year SIP gets over, ideally you should let the investment remain.

26 Aug 2019 1:15 AM IST

As the downward spiral of the rupee continues, its effect will be felt in the government not being able to hold the fiscal deficit, inflation in oil and other imports, the fall of investments made in the stock market and the increased cost to companies in repaying foreign loans.

Devise a strategy to cash in on election results

If there is continuity in the government, markets would be in for a relief' rally. It is best to keep away from it and...

20 May 2019 4:52 AM IST

The move is aimed at not only freeing up capital for banks for further lending but also slash borrowing costs for well-rated NBFCs. (Photo: ANI)

Fishing in troubled waters of finance sector

Non-banks borrow from their competition (banks), mutual funds, insurance companies and institutional investors.

6 May 2019 6:52 AM IST

The Sensex crashed over 505 points to slip below the 38,000-level as rupee woes and global trade war worries spooked investors despite the government announcing a slew of measures to stem a steep fall in the domestic currency.

Investing in index SIPs ideal for new investors

There are index funds and Exchange Traded Funds that mimic the index. Buying them, we are assured of market returns'.

8 April 2019 1:47 AM IST

EPFO is a retirement fund body that has a savings corpus of Rs 6.5 lakh crore. (Photo: Representational/PTI)

Retirement planning must start from first salary

In the days of the joint family and life was modest on one looked at a salary as a way to live a good life.

11 March 2019 7:16 AM IST

The objective of imparting financial literacy is to spearhead a revolution to change the investment habits of rural India and the middle classes through easily understandable education modules, pre-tested for their learnability before dissemination. (Representational image)

Investment firms don't usually have cash flows

In a way, these investments are banking more on faith than on cash flows.

25 Feb 2019 6:30 AM IST

IPO is an instrument to raise money at markets.

Preserve capital during bull run

In investing, there is something that is called as potential' rewards. It generally is an inverse of popular sentiments.

15 Jun 2017 2:40 AM IST

Don't use gut or tips to sell mutual funds

Most mutual funds gathered the most number of investors in the market peaks of 1999-2000, 2008-09 and recent times.

5 April 2017 2:24 AM IST

It is important to understand that the demonetisation is only the first step by the government in its war against black money.

Investment plan post note ban

Demonetisation has created uncertainty. Let's see what kind of investment strategy needs to be adopted.

29 Nov 2016 4:04 AM IST